Mortgage Pre-Approval

When you are ready to purchase a home, it makes sense to negotiate from
the strongest position possible. In a strong real estate market, sellers can
be more selective in the final buyer they choose to negotiate with. In such a
crazed seller's market, it's not uncommon for a home seller to receive
multiple offers on their property. With that said, there are certain things you
can do to make certain that your offer is the one Seller goes with.

The vast majority of Purchaser's today go about the process entirely
wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Seller's perspective for a moment. If you were the
Seller and had multiple offers on your property, all things being equal,
would you accept the one with Certificate of Financing Approval or the one
that was still Conditional on Financing? The answer is obvious. Why then,
do so many buyers wait to start the financing until after they have found the
home?

Even though most people will eventually be approved, having a Certificate
of Financing Approval allows the Seller to accept your offer over other
competing offers that still require financing approval.

Lastly, from a cost savings perspective...

As a prospective purchaser, it makes all the more sense to start the
financing early on so you can get a firm handle on your interest rate and
estimate of points and closing costs. If you do this before finding a home,
you are not under any time constraints and are less likely to over pay like a
buyer who has found a home and is under strict time constraints.

Should you decide that you wish to get Pre-Approved, simply complete the
form on this page. The system will forward your information to a certified
mortgage professional who can assist you in locating the absolute best
mortgage rate and lowest closing costs possible.

If you would like information about mortgage pre-approval, complete the form below

and type “Mortgage Pre-Approval: Best Rates and Lowest Closing Costs”